Every sportsbook and online casino in our rankings is scored on the same things, in the same order, by people who actually deposit and withdraw. Here is exactly how the numbers are built.
A sportsbook's overall rating out of 5 is a weighted blend of five categories. We weight payouts and trust most heavily, because a great line means nothing if the cashout is slow or the book has a bad reputation.
| Category | Weight | What we actually check |
|---|---|---|
| Payout speed & reliability | 30% | Real withdrawal requests on crypto and card rails; how long they took, what they cost, whether anything got held. |
| Trust & track record | 25% | Years operating, licensing body, ownership, public complaint history, how they handle disputes. |
| Odds & markets | 20% | Juice on standard markets, depth on niche sports (including surfing), live betting, prop coverage. |
| Bonuses & value | 15% | Headline offer vs. the rollover behind it. A 200% bonus with 30x is not always better than 50% with low terms. |
| App & usability | 10% | Mobile experience, deposit flow, support response times, bet-slip behavior. |
We open real accounts, deposit, place bets across a full sports calendar, and request withdrawals on more than one payment method. A book cannot earn a top-five spot on marketing alone, the payout has to land. When a withdrawal drags or a bonus term turns out to be misleading, the score drops and we say why in the review.
We earn affiliate commissions when readers sign up through our links. That pays for the testing, it does not buy a ranking. The scoring weights above are fixed before any brand is slotted in, and a book that pays a higher commission does not move up. If the math says BetOnline is a 4.9 and a lower-commission book is a 4.8, that is the order you see.
Online casinos run on the same five pillars with two adjustments. "Odds and markets" becomes game library and quality, the depth of slots, table games and live dealer, plus the published return-to-player (RTP). And bonus scoring leans harder on the rollover and game weighting behind a headline match, because a 500% casino bonus at 40x is a very different offer from a no-wagering free-spin pack. Payouts and trust still carry the most weight, tested the same way: a real deposit, real play, and a real withdrawal.
